Strengthen Minnesota Homes: How to Get Up to $10,000 for Wind & Hail Protection

Program Status: Not yet launched. Anticipated opening in 2026.

Minnesota homeowners know how unpredictable our weather can be. From powerful windstorms to damaging hail, your roof is your home’s first—and most important—line of defense. That’s why the Strengthen Minnesota Homes Program was created: to help homeowners upgrade to a FORTIFIED Roof, the gold standard in storm protection, while lowering long-term insurance costs.

Even better? Qualifying homeowners may be eligible for a projected grant of up to $10,000 in state-funded assistance to help cover part of the upgrade cost.

Protect Your Home. Lower Your Insurance. Get Up to $10,000

The Strengthen Minnesota Homes program is a state-backed, pre-disaster mitigation initiative designed to help homeowners invest in safer, more resilient roofing systems. By upgrading to a FORTIFIED Roof™, you’re not just improving your home—you’re also positioning yourself to qualify for insurance premium discounts required under Minnesota law, once certification is complete.

How the Strengthen Minnesota Homes Program Works

  • Apply Through the State : Homeowners submit an application through the Minnesota Department of Commerce when application ope.
  • Home Inspection : A certified FORTIFIED Evaluator inspects the home to confirm eligiblity and determine required upgrades.
  • Roof Installation : A program – authorized, FORTIFIED – trained contractor installs a roofing system designed to meet high wind and hail resistance standards.
  • Receive the Reward: Upon successful completion, homeowners may receive up to $10,000 toward the project cost, along with eligibilty for a wind and hail insurance premium discount.

2026 Eligibility Requirements (Preliminary)

Based on currently available guidance, homeowners must meet the following criteria:

  • Primary Residence: Single-family home or duplex
  • Ownership: Owner of record
  • Insurance: Active and valid homeowners insurance policy
  • Location: Property located in Minnesota
  • Home Condition: Structurally sound (foundation and walls in good repair)
  • Income Limits: No income restrictions announced at this time

Note: Additional eligibility requirements, including income or location-based criteria, may be added as the program is finalized.

Why the FORTIFIED Roof™ Standard Matters

A FORTIFIED Roof™ isn’t just a new roof—it’s a smarter, stronger system designed specifically for severe weather.

  • Built for High Winds: Designed to significantly improve performance during high-wind events, including severe storms and straight-line winds.
  • Sealed Roof Deck Protection: Helps prevent water intrusion if shingles are damaged or blown pff during a storm.
  • Impact-Resistant for Hail: Uses impact-rated materials shown to reduce hail-related damage.
  • Real Financial Benefits: Minnesota Law (Minn. Stat 65A.298) requires insurers to offer premium discounts for qualifying homes that meet FORTIFIED standards.

Frequently Asked Questions

Is this a loan?

No. This is a grant, not a loan. Grant funds do not need to be repaid as long as program requirements are met.

Can I use any roofing contractor?

No. Contractors must be FORTIFIED-trained and approved under the program to qualify.

What if my roof is already new?

You may still qualify under a retrofit scenario, though the program is typically most cost-effective when a roof replacement is already planned.

Helpful Resources & Next Steps

  • Official Program Portal: Minnesota Department of Commerce
  • Find a Certified Contractor: FORTIFIED Contractor Directory
  • Insurance Discount Info: Ask your agent about Minnesota Statute 65A.298

Planning Tips for Homeowners

  • Mobile Matters: Many homeowners research roofing while assessing storm damage—fast-loading, mobile-friendly pages are essential.
  • Program Timing: Look for clear notices such as “Program Status: Anticipated 2026 Launch.”
  • Search-Friendly Content: Terms like Minnesota roofing grants 2026, hail damage assistance MN, and FORTIFIED Roof Minnesota help homeowners find accurate information.

Get your free instant roof quote here:

www.mnevergreen.com/instant-roof-quote

Because at Evergreen Construction, we haven’t done our job, unless we’ve earned your referral.